Which is better? Borrowing vs Saving Money

Which is better? Borrowing vs Saving Money The debate on borrowing vs saving money is something that crosses everyone’s minds during their lifetime. If you have a major purchase coming up, you might be wondering about what the best way to pay for it is. Saving up is

Is the ‘Bank of Mum and Dad’ Good or Bad?

Is the ‘Bank of Mum and Dad’ Good or Bad? If your children or grandchildren need a helping hand to get onto the property ladder, they may turn to the so-called ‘Bank of Mum and Dad’. You may have considered offering them money to help, as the Bank of Mum and Dad

How to Face Your Scariest Financial Fears this Halloween

Facing Your Financial Fears: Are your debts haunting you? With Halloween on the horizon, it’s time to be prepared for scary movies on TV, ghosts and ghouls, and trick-or-treating at your door. However, if you think Freddy Kruger and Michael Myers are scary…. they

10 Top Tips to Get Out of Debt in 2019

10 Ways to Get Out of Debt Many of us have taken the opportunity to reflect on how this year has been and start to think about the year ahead. We begin forming ideas as to what we want to do and where we want to be this time next year, and about the things in our lives

Essential Tips for Managing a Student Budget

How to budget at University It can be said that your student years are some of the best times of your life. So, starting university for the first time can be an exciting - and anxious - experience. Living away from home for the first time can be nerve-wracking and

The Ultimate Guide to Wedding Loans

The Ultimate Guide to Wedding Loans If you are interested in wedding loans to pay for your special day, then look no further than our insightful guide. Now, you’ve decided to tie the knot and share your life with that special someone. The next step is wedding planning

Unsecured Loan or Private Health Insurance?

Pros and Cons of Private Health Insurance Health insurance is vital, whichever route you take. You can either plan for it with monthly premiums on insurance or get hit with an unexpected problem. However, any unplanned issue either puts you on a waiting list for years

I’ve Got Bad Credit, Why Can’t I Get a Loan?

I've Got Bad Credit, Why Can't I Get a Loan? Not being able to get a loan can be frustrating. Not only could it stop you from doing some of those nice things in life, such as going on that holiday you've always wanted to go on or buying a brand new car or even some of

Reliable ways to check your credit score and credit report

Reliable Ways to Check your Credit Score and Credit Report A few years ago the only way to request your credit score and review your credit report was by post. Now you can easily request this information online in just a few minutes. Requesting your credit report There

How do Pensions Work?

How do Pensions Work? There is so much freedom and choice with regard to pension schemes for employees. There are fears such as falling for a scam, running out of money, paying more tax, buying inappropriate retirement products, or not understanding the risks and