What Is APR?

What Is APR? When applying for personal loans or just browsing the websites of lenders and brokers you may stumble across different definitions and phrases you’re unsure of. One of the most common ones you’ll see on every single website is APR. APR is one of the

How To Reach Financial Freedom

How To Reach Financial Freedom Reaching financial freedom is something that we all aspire to achieve at some point throughout our lives. Spending without having to necessarily worry about whether or not we will be able to make it through to the next payday is a great

Simple Ways To Reduce Invisible Spending

Simple Ways To Reduce Invisible Spending Invisible spending can heavily impact your finances negatively, which is definitely something we do not want. Checking our balance and noticing it is lower than we expected can cause financial issues and worries therefore it is

How To A Make Big Purchase On A Small Income

How To A Make Big Purchase On A Small Income Everyone likes to treat themselves now and then, but it can be very difficult if you're living off a smaller income. It's important that you understand your finances before you go ahead with any big purchase decisions. This

What Happens If We Do Not Manage Our Finances?

What Happens If We Do Not Manage Our Finances? Finance management is essential to ensure that our money is spent and kept wisely. Sometimes when we manage our finances we learn the ins and outs of our finances. This includes budgeting, spending, and saving but, what

Why Is Money Management Important?

Part 1: Why Is Money Management Important? To have a stable and healthy relationship with your money, it needs to be managed, hence the importance of money management. Nobody in today's society managed to amass any large income without some sort of plan which works for

What Is Money Management?

What Is Money Management? Money management covers multiple different financial topics including aspects like savings, spending and even budgeting. It is the process of having control of your money. Whether you are managing your personal finances or business finances,

Food Shopping On A Budget

Food Shopping On A Budget Food shopping can be really expensive if you are doing it in the wrong places. With the rising prices in today's society, everything can feel a little overpriced/expensive where ever you go. But, it doesn't have to be that way. There are plenty

Our Top Tips When Booking A Holiday

Our Top Tips When Booking A Holiday With the boredom that lockdown has brought to the UK, you have probably thought about every single possible holiday destination you could visit when the lockdown is lifted. The likelihood that you have planned out your entire trip

How To Save Money When Buying A Car

How To Save Money When Buying A Car Cars are often one of the most expensive purchases people make in their lifetime. They can be very pricey depending on the age, the make and the model, but that does not mean you cannot find one within your budget.  So, depending on