Home Furnishing Loans
Sometimes, sprucing up our homes is something we all fancy. Perhaps you’ve just moved into a new home and want to make it feel more homely, or even you’ve lived in the same house for 20 years and just want a change of furniture and style. Not to worry, we could have the answer for you. To even create a money-making benefit, you could use home furnishing loans to fit a loft conversion, a new kitchen or something which will result in more money for you in the future.
What are Home Furnishing Loans?
Home furnishing loans are there to pay for the expenses of new furniture and decoration to the borrowers home. The good thing about these loans is that you can borrow up to £35,000, giving you the perfect new style or finishing touches to the home. When it comes to loans, from Home DIY to Home Improvements, there are plenty of other loans that could pique your interest.
How do Home Furnishing Loans work?
They are the same as any other loans. From unsecured loans to short-term loans, home furnishing loans are borrowed from a lender or broker and paid back over a period of time.
Along with this, our repayment period gives you the perfect chance to afford the smaller monthly instalments. These could last up to 6 years depending on your chosen duration. So, you do not need to fork out thousands of pounds at once. Resulting in breaking the bank. This is because we do not want you to end up in a difficult financial situation.
Am I eligible?
Our lending criteria are similar to most other direct lenders and brokers. When giving out loans, we are taking a risk, therefore our criteria have to be strict in order to benefit us as well as you. It is as followed:
- Aged 18 or over
- Be employed or have a stable source of income
- Live in the UK or be a UK resident
- Have an active bank account
- Have a valid debit card for this account
- Hold a valid email address and phone number
How do I apply?
Applying for a loan with us is easy. Our online application form could result in you getting your loan on the same day.
All you have to do is click the ‘Apply Now’ button found on the home page and complete the application form. After you have completed the simple application, submit it and we will get to work. We have access to the UK’s largest panel of lenders meaning your chances of being accepted are high.
Luckily for you, once you have submitted your application, you can sit back and relax. As a broker, we do all of the work for you, not only saving you stress and hassle. But also saving you time. Just think of the number of applications you will have complete if you don’t get the ‘yes’ you want.