Cosmetic Loans

Worried about how you’ll afford cosmetic surgery? Simple Personal Loans are here to help you find the best financing option.

When you’re considering a cosmetic surgery procedure, there’s a lot to think about – the choice of treatments available, the results you want to achieve, the recovery time, any potential risks and, of course, how to spread the cost.

What is a Cosmetic Loan?

Cosmetic surgery loans (medical loans) are a type of personal loan that can be taken out if you are looking for a quick and easy way to finance your cosmetic surgery treatment. At Simple Personal Loans, we offer a financing option for cosmetic surgery loans for anyone who needs it, even if you have bad credit. Bad credit loans may be more difficult to receive, but there are financing options out there for you. Since we work with a panel of the top UK lenders, there is a higher chance of you being accepted for one of our loans. We offer loans from £1,000-£35,000 with monthly instalments and a flexible repayment period of 12-72 months.

Am I Eligible for Cosmetic Surgery Loans?

If you want to apply for cosmetic surgery loans with Simple Personal Loans, you have to meet the following requirements:

  • You are a UK resident.
  • Have a stable income or are in employment.
  • Hold a UK bank account and an operational debit card.
  • You are over 18 years old.

However, there are also criteria that you must qualify for if you want to receive the best cosmetic surgery financing. Whilst most cosmetic surgeries require that you are at least 18 years of age, this can vary depending on what type of treatment it is, as well as the risks involved.

Cosmetic Loans Questions

Below is a list of frequently asked questions considering cosmetic loans:

Q1 – How much can I borrow?

Q2 – Can I get a loan for cosmetic surgery with no credit check?

Q3 – How do I apply?

How much can I borrow?

You can borrow anywhere between £1,000 – £35,000 over 12 to 72 months. The variety and flexibility that we offer means you can borrow what you need, over a time period that will make your repayments manageable. As long as you can afford the monthly payment plan, the amount you borrow is entirely your decision.

Can I get a loan for cosmetic surgery with no credit check?

The simple answer is no. All loan applications require, by law, that you have a credit check. This is applied to all other loans.

How do I apply?

Applying for a loan with us is easy. Choose the amount that you want to borrow. Simply fill out a quick online application – receive a confirmation email. Once we match you to a lender, you will be transferred to their website to complete the process and your loan will soon be flying into your account.