Loans for Bad Credit No Guarantor

Sometimes the things you’d like are a little too expensive to be able to buy in one go and if you can’t quite afford to pay for it in one go, what’s your best option? A suitable solution could be applying for a personal loan… However, if you’re suffering from bad credit with no guarantor, it can be difficult getting approval.

Here at Simple Personal Loans, our aim is to help you by offering bad credit loans without a guarantor. So, you can fix your issues and swiftly carry on with the rest of your day.

Bad Credit with No Guarantor Loans

If you’re thinking of taking out a personal loan with Simple Personal Loans, we offer a variety of benefits that could be suited to your cause:

Bad Credit Loans: Having bad credit doesn’t always mean that your credit history is really bad or poor; it might just be that it’s less than perfect. It could be due to having a slightly flawed credit history rather than very bad. At Simple Personal Loans, our lenders take this into consideration.

No Guarantor Loans: There’s no need for a guarantor, you don’t need to worry about extra paperwork and hassling your friends or family members to help you secure your money.

Emergency Loans: If you’ve had an unexpected emergency that you don’t have the funds to cover, a loan might be the right financial solution for you.

Eligibility for a No Guarantor Loan with Bad Credit

Ensure your eligibility by checking our required applicant criteria:

  • Over the age of 18
  • In employment
  • A UK resident
  • Have a UK bank account into which your salary is paid
  • Have a valid email address and a working mobile phone

Eligible applicants could be approved for a Simple Personal loan. Depending on the relevant affordability and credit checks. To ensure we get the right information, we simply ask a number of questions covering:

  • Your identity
  • Your current employment
  • Residency status
  • Income
  • Expenditure

These questions allow us to run the necessary affordability and credit checks to try and ensure that a Simple Personal loan works as a suitable option for you.

How to Apply

At Simple Personal Loans, we’ve been offering loans since 2016 to borrowers from across the UK. To apply for one of our loans today, click the Apply Now button.

If you have any questions regarding our loans for bad credit no guarantor, you can contact us at