Loans for Bad Credit No Guarantor

Sometimes the things you’d like are a little too expensive to be able to buy in one go and if you can’t quite afford to pay for it in one go, what’s your best option? A suitable solution could be applying for a personal loan… However, if you’re suffering from bad credit with no guarantor, it can be difficult getting approval.

Here at Simple Personal Loans, our aim is to help you by offering bad credit loans without a guarantor. So, you can fix your issues and swiftly carry on with the rest of your day.

Loans For Bad Credit No Guarantor UK

If you’re thinking of taking out a personal loan with Simple Personal Loans, we offer a variety of benefits that could be suited to your cause:

Bad Credit Loans: Having bad credit doesn’t always mean that your credit history is really bad or poor; it might just be that it’s less than perfect. It could be due to having a slightly flawed credit history rather than very bad. At Simple Personal Loans, our lenders take this into consideration.

No Guarantor Loans: There’s no need for a guarantor, you don’t need to worry about extra paperwork and hassling your friends or family members to help you secure your money.

Emergency Loans: If you’ve had an unexpected emergency that you don’t have the funds to cover, a loan might be the right financial solution for you.

Bad Credit Loans No Guarantor No Credit Check

Finding a lender who will offer you an unsecured, personal loan without a credit check is extremely rare. It means that they are not regulated by the FCA meaning that they are likely to not be either legitimate or safe. All lenders who are regulated must carry out credit checks. This is to make sure that you can comfortably afford to pay back the amount you borrow plus interest. So, even though using a regulated lender might not sound like the best thing for you if you have a poor credit score, if you get the loan, it could improve your credit score.

Our Eligibility Criteria

Here at Simple Personal Loans,  we can help you find the best lender for you, especially if you have bad credit. but, before applying, ensure your eligibility by checking our required applicant criteria:

  • Over the age of 18
  • In employment
  • A UK resident
  • Have a UK bank account into which your salary is paid
  • Have a valid email address and a working mobile phone

Eligible applicants could be approved for a Simple Personal loan. Depending on the relevant affordability and credit checks. To ensure we get the right information, we simply ask a number of questions covering:

  • Your identity
  • Your current employment
  • Residency status
  • Income
  • Expenditure

These questions allow us to run the necessary affordability and credit checks to try and ensure that a Simple Personal loan works as a suitable option for you.

Very Bad Credit Loans No Guarantor Direct Lender

Here at Simple Personal Loans, we offer a service which can match you to a lender who can give you what you need. If you fit the eligibility criteria listed above, you are able to apply for the bad credit, no guarantor loan which you are wanting. We will be able to then try and pair you to a direct lender to help you get hold of the loan you want.

Very Bad Credit Loans No Guarantor No Broker

Many people assume that using a broker service for very bad credit no guarantor loans can slow down the whole process. But, in reality, it could actually help you make it faster. There are many misconceptions about brokers which could impact your view on the job they do. If you want more information on us here at Simple Personal Loans, please visit our FAQ or About Us pages.

How to Apply

At Simple Personal Loans, we’ve been offering loans since 2016 to borrowers from across the UK. To apply for one of our loans today, click the Apply Now button.

If you have any questions regarding our loans for bad credit no guarantor, you can contact us at